A review of the literature showed that in low speed car crashes, there is a lack of relationship between vehicle damage and occupant injury.1 Low speed crashes are 5 – 12.4 mph. At these speeds, you may not have any car damage, but you can suffer significant injury. There are several factors that play into the severity of your injury, including headrest height, car make and model, car seat construction and sturdiness, etc… You cannot let an insurance adjuster, or anyone else tell you that you don’t have an injury, just because there is little to no damage to your car. Insurance companies and attorneys have been using this fallacy to deny benefits to injured persons of years. The idea of car damage equaling occupant injury is a novel idea, but it has no place in assessing occupant injury in a low speed impact collision any more. New research and information is available, make sure you use it if injured.
Dr. Shook is in private practice in Hickory, NC.
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1. Charles G Davis. Rear-end impacts: vehicle and occupant response. Journal of Manipulative and Physiological Therapeutics. 1998, 21(9): 629-39
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